numbus

numbus

Budget by paycheck, not just by month.

Link transactions, plan pay periods, and see what is left before next payday with an ai budget coach built for real cash flow.

Download numbus Open web app
numbus home screen with the ledger menu open to the ai budget coach entry.

Pay periods are the planning unit.

Monthly budgets get blurry when bills and paychecks do not line up. numbus keeps the plan close to your actual income cycle so each period has a clear start, finish, and remaining balance.

  1. Set your real pay rhythm

    Plan weekly, biweekly, semimonthly, or monthly periods so the budget follows how money arrives.

  2. Let linked transactions fill in the truth

    Connect eligible accounts through Plaid, review recent spending, and sort it into the plan you actually use.

  3. Check what is left before payday

    See income, expenses, balance, and cash flow together before deciding what can wait.

A budget view built for cash flow.

The core grid, cash-flow breakdown, and ai budget coach work together so you can see what happened, what is planned, and what is flexible.

numbus budget grid with pay-period columns and balance row.
Plan each pay period.
numbus cash-flow chart showing balance, income, expenses, and remaining money.
See the cash-flow picture.
numbus ai budget coach guidance with educational suggestions for the current period.
Get educational guidance.

For the budget question people actually ask.

Can I afford this before next payday?

numbus is for people who need spending decisions to line up with paychecks, recurring bills, linked transactions, and the buffer they want to protect.

It is not a bank, adviser, or investment tool. It is a budgeting app that keeps everyday planning tied to the money cycle you already live in.

Built around clear boundaries.

Money apps need plain language. numbus keeps the product promise specific: paycheck budgeting, linked transactions, pay-period visibility, and educational guidance.

Download numbus
Does numbus connect to bank accounts?

numbus can connect eligible accounts through Plaid so transactions can be reviewed and sorted without manual entry.

Is numbus financial advice?

No. numbus provides budgeting tools and educational ai guidance. It is not a bank, financial adviser, investment adviser, tax adviser, or credit counselor.

Where can I use it?

numbus is available through the App Store, Google Play, macOS, and web. Some features depend on platform and account eligibility.

Does numbus require a subscription?

numbus requires an active subscription to use the full app. Store listings show the current plan details for each platform.